Nail Salon Insurance
Protect your tanning salon with insurance that understands your services, risks, and equipment needs.
Nail Salon Insurance Coverage
Running a nail salon means working hands-on with clients every day. While most services go smoothly, the close contact between tools, products, and skin means even small mistakes can lead to claims. Whether it’s a client who develops an infection or someone who slips in your salon,
nail salon insurance is essential to protect your business.
At Insurtec, we specialize in insurance for salons—and we know what makes nail salons unique. From acrylics and gel polish to pedicures and cuticle work, we provide coverage designed for the services you offer.
Why You Need Specialized Nail Salon Insurance
If your tools or products damage a client’s nails, skin, or cuticles, you could be facing an expensive lawsuit. Without the right insurance, you may be left to defend yourself and pay out of pocket for legal fees or damages.
Accidents are rare—but they happen. And defending your business can be more costly than the claim itself. That’s why Insurtec’s nail salon insurance includes multiple layers of protection designed for real-world risks.
General Liability Insurance for Nail Salons
General liability insurance protects your business from:
Slip-and-fall accidents
Property damage
Libel and advertising claims
General business risks
It also covers legal expenses such as:
Attorney fees
Settlements and judgments
Court costs
Professional Liability Insurance for Nail Salons
This is the coverage most general policies leave out—but it’s the most important for nail salons.
Professional liability insurance protects you from claims directly related to the services you perform, such as:
Infections from nail tools
Skin reactions from products
Damage to the nail bed or cuticle
Claims of improper technique or service quality
If you’re sued over a service gone wrong, general liability won’t cover you—but our professional liability coverage will.
Property Insurance for Nail Salons
Your salon’s equipment, furniture, and products are valuable. Property insurance covers:
Nail stations, chairs, and dryers
Nail polish, gels, tools, and supplies
Furniture, electronics, and decor
Damage from fire, theft, or vandalism
This coverage is optional—but when bundled with general and professional liability, you save money while getting total protection.
Protect Your Nail Salon with Insurtec
Even if you’ve never had a claim, all it takes is one bad day to put your business at risk. We’ve insured salons since 1995, and we understand the real-world risks you face.
Get peace of mind with nail salon insurance designed specifically for your business.
Let Insurtec protect you—so you can focus on your clients.
READY TO PROTECT YOUR SALON OR SPA?
Get Your Custom Salon Insurance Quote!
Don’t risk gaps in coverage. Start your salon insurance quote today.
Copyright 2025 All Rights Reserved