Beauty Salon Insurance
Get liability and property coverage that fits the needs of modern beauty salon businesses.
Beauty Salon Insurance Designed for Real-World Risks
Running a beauty salon means working with clients, chemicals, equipment, and employees—every day brings opportunity, and risk. That’s why you need insurance designed for the unique services beauty salons provide.
At Insurtec, we specialize in beauty salon insurance that protects your business from accidents, injuries, property damage, and even advertising claims. Whether you own a salon or rent a chair, you can be held legally and financially responsible for your work. We're here to make sure you’re covered from every angle.
What Services Does Beauty Salon Insurance Cover?
Insurtec’s policies are built for modern beauty salons that offer a wide range of services, including:
Hair coloring and chemical treatments
Waxing and eyebrow shaping
Makeup application
Facials and skin care
Lash lifts and extensions
Scalp treatments
Blowouts and styling
Nail services
Retail product sales
Our policy grows with your business—whether you’re a solo stylist or run a full-service salon.
General Liability Insurance for Beauty Salons
General liability insurance covers your salon for:
Slip and fall accidents
Property damage
Libel or slander
Advertising-related claims
These are common business risks that any salon can face. Our policy also includes coverage for legal expenses such as:
Attorney fees
Court costs
Settlements or judgments
Professional Liability Insurance
Professional liability insurance is where most generic policies fall short—but it’s crucial for beauty salons. This coverage protects you from claims related to the services you provide.
Let’s say a client has an allergic reaction to a facial or hair dye treatment. General liability won’t help you—because it wasn’t a general accident, it was a professional service. That’s where professional liability coverage steps in and protects you.
Our policy ensures you're covered for:
Service-related injuries or reactions
Claims of negligence or dissatisfaction
Accusations tied directly to your beauty treatments
Without this coverage, you're on your own in a lawsuit.
Property Insurance for Beauty Salons
Beauty salon property insurance protects:
Salon equipment (dryers, chairs, wash stations)
Furniture and décor
Computers and POS systems
Interior build-outs and tenant improvements
You’ll be covered against damage caused by theft, fire, vandalism, or other unforeseen events. We bundle general liability, professional liability, and property coverage into one cost-effective policy—so you’re protected without overpaying.
You Don’t Have to Be at Fault to Get Sued
Even if you’ve never had a claim or believe you’ve done nothing wrong, a client can still file a lawsuit. That’s why Insurtec offers comprehensive, specialized insurance for beauty salons—with over 30 years of industry experience and a commitment to protecting your business every step of the way.
READY TO PROTECT YOUR SALON OR SPA?
Get Your Custom Salon Insurance Quote!
Don’t risk gaps in coverage. Start your salon insurance quote today.
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