24 Hour Tanning Salon Insurance
Insurance built for 24/7, automated, and self-service tanning salons—day or night.
Protecting the Future of 24/7 Tanning
From automated tanning studios to self-service salons open all night, 24-hour tanning is one of the fastest-growing models in the industry. But with expanded hours and unattended access comes added risk. Whether you're offering walk-in tanning, after-hours tanning, or full 24/7 tanning bed access, you need insurance that works as hard as you do—around the clock.
At Insurtec, we specialize in insurance for the 24-hour tanning salon model, including automated,
no-appointment, and membership-based locations. We've covered tanning professionals since 1995, and we understand the risks and realities of running a salon that never closes.
Why 24-Hour Tanning Salons Need Specialized Insurance
Running a tanning salon open 24/7 brings unique exposures. Without staff on-site, you rely on automated systems, keycode entry, and customer trust. Unfortunately, accidents can happen at any time—especially when no one is around.
Our coverage helps protect your business from:
Customer injuries or claims of skin damage
Equipment breakdowns or vandalism
Unauthorized access or privacy-related lawsuits
Legal expenses and settlements
If you're offering late night tanning or unlimited 24/7 tanning memberships, it's critical to have a policy designed for these operations—not just a basic business plan.
Coverage for Automated & Self-Service Tanning Salons
Whether your business model is self-service tanning, automated booths, or full key-fob entry access, we’ve got you covered. We insure:
Keyless entry systems and customer access control
Liability from unsupervised equipment use
Privacy and surveillance-related risks
Multiple-unit locations with 24-hour operations
If your clients are searching "automated tanning salon near me" or "walk-in tanning salon open now," you're likely running a business that needs protection beyond a standard liability policy.
What Our 24-Hour Tanning Insurance Covers
Our policies are built to include:
General Liability – For slip and falls, property damage, and common business risks
Professional Liability – For claims related to skin irritation, burns, or treatment complaints
Property Insurance – For tanning beds, furniture, access systems, and build-outs
Optional Add-ons – Equipment breakdown, cyber coverage, employee dishonesty, and more
If you're offering "no appointment tanning" or "after-hours tanning salon" access, your exposure is different—and we account for that in every quote.
Get Covered with Insurtec
We've helped thousands of tanning professionals build the right policy for their business. Whether you're just starting your 24-hour tanning salon or expanding to a new location, Insurtec has the experience and industry insight to protect what you've built.
Insurance for tanning salons that never close—because your risks don’t either.
READY TO PROTECT YOUR SALON OR SPA?
Get Your Custom Salon Insurance Quote!
Don’t risk gaps in coverage. Start your salon insurance quote today.
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