Hair Salon Insurance
Our hair salon insurance program is specifically designed with beauty salons in mind. Accidents are costly and defending them can be even more expensive.
For as little as $42 a month, we can cover your entire hair salon. This covers accidents, injuries, property damage, and even advertising claims. This can give you peace of mind that we are there for you anytime a claim arises.
Whether you own a hair salon or rent a chair in a salon, you can be sued and held responsible for your services. Sometimes accidents happen, we know that.
We also know that it doesn’t have to be your fault to have a lawsuit brought against your hair salon. Here’s what you need to protect yourself.
General Liability Insurance
Our policy will cover your hair salon for bodily injuries, property damage, libel, and advertising claims.
General liability insurance for hair salons covers the claims any business would need, like slip and falls.
With our hair salon insurance, you’ll be covered for legal expenses such as settlements or judgments, attorney fees, and even court costs.
Professional Liability Insurance
If you only carry general liability insurance, you are leaving yourself open to other claims. Your services will be left unprotected. This is where our professional liability coverage comes in.
While many carriers offer affordable general liability coverage, few offer the professional liability coverage that specifically covers the services like styling hair or coloring. For example, if one of your customers has a reaction to a coloring, general liability would not cover that because it’s part of your professional service. Professional liability fixes this problem, giving your hair salon total and complete coverage.
Hair salon property insurance covers your equipment, furniture, computers, and any build out you may have, among other things.
You’re also covered if things such as damage by theft, fire or vandalism should occur. Because we can package these three policies together in one policy, you can save a boatload of over buying each one separately.
Our base policy with both general and professional liability costs around $500 a year and you can even have installments to help spread the cost out.
Remember, just because you haven’t had a claim or would never intentionally do something wrong, you can still get sued. Insurtec is here for you every step of the way to defend your hair salon.